A1Credit 1.3

A1Credit 1.3

A1 Capital Solution Limited – Freeware – iOS
out of 8 votes
Latest Version
1.3
Safe to install

A1Credit: Your Comprehensive Loan Management Solution

Peter Salakani

A1Credit by A1 Capital Solution Limited offers users a streamlined platform for managing loan applications, tracking payments, and improving credit scores, though it may require enhanced educational resources for new users.
2025 Editor's Rating
VERY GOOD User Rating

Looking for a reliable loan option? A1 Credit provides access to soft loans ideal for both personal and business needs. Through the convenience of our mobile app, applying for a loan is a straightforward process requiring basic details.

Rates and Requirements:

  • A1 Credit caters to salary earners, particularly civil servants, offering loan amounts starting from N50,000 up to N1,000,000 with repayment terms spanning between 12 to 36 months on a monthly basis.
  • To qualify for these loans, individuals must be at least 21 years old, employed with a stable income, and may need to provide a bank statement and valid ID for verification.
  • Interest rates are determined by our credit scoring algorithm, ranging from a minimum of 3% per month to a maximum of 10% per month, translating to an Annual Percentage Rate (APR) between 36% and 120%.

For instance:

  • If you opt for our personal loan of N50,000 to be repaid over 12 months at an interest rate of 3% per month (equivalent to 36% APR), your total repayment would amount to N68,000 inclusive of N18,000 in interest.
  • Please note that at least one guarantor is required for the application process. Depending on the loan amount, additional documentation such as National Identification Number (NIN) and bank cheques may be requested to facilitate verification.

Despite these requirements, our loan application process remains hassle-free as you can complete it through our user-friendly mobile app.

Overview

A1Credit is a Freeware software in the category Business developed by A1 Capital Solution Limited.

The latest version of A1Credit is 1.3, released on 06/30/2024. It was initially added to our database on 06/30/2024.

A1Credit runs on the following operating systems: iOS.

Users of A1Credit gave it a rating of 4 out of 5 stars.

Pros

  • User-friendly interface that simplifies the credit application process.
  • Quick approval times for loan applications.
  • Flexible loan amounts to cater to various needs.
  • Comprehensive customer support available through multiple channels.
  • Robust security measures to protect user data and privacy.

Cons

  • Limited availability in certain regions or countries.
  • Higher interest rates compared to traditional lending institutions.
  • Fees for late payments or early loan repayment may apply.
  • Less emphasis on building long-term customer relationships due to automated processes.
  • Approval criteria might be stringent for users with lower credit scores.

Peter Salakani

Peter Salakani

I'm Peter, a software reviews author at UpdateStar and content specialist with a keen focus on usability and performance. With a background in both software development and content creation, I bring a unique perspective to evaluating and discussing general software topics. When I'm not reviewing software, I enjoy staying updated on the latest tech trends, experimenting with new applications, and finding innovative solutions to everyday tech challenges.

Latest Reviews by Peter Salakani

Screenshots (Click to view larger)

Related


EasyKash

The application offers a streamlined experience for managing bill payments, requiring only a straightforward download and registration process.

eLendly

Automate your subscriptions, loan/borrow from a friend, and manage your finances.

Kuditime - Trade Gift Cards

Kuditime is a mobile application that allows users to effortlessly convert their gift cards into Naira, Nigeria's currency.

moninow

This application streamlines the process of obtaining a quick loan by utilizing basic banking information, allowing users to secure funds in just a few minutes.

Owletpay

Revolutionizing Payment Solutions for Parents: Owletpay

Summer Green

Summer Green Finance offers a convenient solution for individuals seeking quick access to funds through its innovative app.
Secure and free downloads checked by UpdateStar

Stay up-to-date
with UpdateStar freeware.

Latest Reviews

O Onyx Pro Client Setup
Effortless Client Management with Onyx Pro
G GRip
GRip by RipTrails: Your Ultimate Trail Navigation Companion
ePub Reader for Windows versión ePub Reader for Windows versión
Effortless eBook Reading with ePub Reader for Windows
MiteNews MiteNews
MiteNews: Revolutionizing News Consumption
N Namirial Sign
Effortless Digital Signing with Namirial Sign
Recordify Recordify
Effortlessly convert streaming music to MP3 with Recordify by Abelssoft
UpdateStar Premium Edition UpdateStar Premium Edition
Keeping Your Software Updated Has Never Been Easier with UpdateStar Premium Edition!
Microsoft Visual C++ 2015 Redistributable Package Microsoft Visual C++ 2015 Redistributable Package
Boost your system performance with Microsoft Visual C++ 2015 Redistributable Package!
Microsoft Edge Microsoft Edge
A New Standard in Web Browsing
Google Chrome Google Chrome
Fast and Versatile Web Browser
Microsoft Visual C++ 2010 Redistributable Microsoft Visual C++ 2010 Redistributable
Essential Component for Running Visual C++ Applications
Microsoft Update Health Tools Microsoft Update Health Tools
Microsoft Update Health Tools: Ensure Your System is Always Up-to-Date!

Latest Updates


Free PicoPDF PDF Editor 6.43

Enhance your PDFs by applying a range of editing features available in a highly regarded free PDF Editor. Personalize documents by embedding your digital signature, inserting or modifying text, and rearranging elements within the document.

Spin 3D Converter Software Free For Mac 7.15

Transform 3D models rapidly upon downloading. Experience swift and straightforward single-click file transformation. Efficiently process numerous files simultaneously through batch conversion.

KeyBlaze Typing Tutor 2.14

Improve your typing skills with KeyBlaze Typing Tutor!

KeyBlaze Free Typing Tutor 4.02

KeyBlaze typing tutor software offers a free platform for learning typing skills. It aids in enhancing typing speed and proficiency in touch typing.

Express Zip Mac Compression Software 11.17

Express Zip Mac File Compression Software is a sophisticated archiving and file compression application designed to facilitate the creation, modification, handling, and extraction of zipped files and folders.

Express Zip Free Mac Compression Program 11.17

Express Zip is a comprehensive archiving and compression application designed for Mac users. It streamlines the process of creating, editing, managing, and extracting zipped files and folders.