A1Credit 1.3

A1Credit 1.3

A1 Capital Solution Limited  ❘ Freeware
iOS

out of 8 votes
Latest Version
1.3
Safe to install

A1Credit: Your Comprehensive Loan Management Solution

Peter Salakani

A1Credit by A1 Capital Solution Limited offers users a streamlined platform for managing loan applications, tracking payments, and improving credit scores, though it may require enhanced educational resources for new users.
2025 Editor's Rating
VERY GOOD User Rating

Looking for a reliable loan option? A1 Credit provides access to soft loans ideal for both personal and business needs. Through the convenience of our mobile app, applying for a loan is a straightforward process requiring basic details.

Rates and Requirements:

  • A1 Credit caters to salary earners, particularly civil servants, offering loan amounts starting from N50,000 up to N1,000,000 with repayment terms spanning between 12 to 36 months on a monthly basis.
  • To qualify for these loans, individuals must be at least 21 years old, employed with a stable income, and may need to provide a bank statement and valid ID for verification.
  • Interest rates are determined by our credit scoring algorithm, ranging from a minimum of 3% per month to a maximum of 10% per month, translating to an Annual Percentage Rate (APR) between 36% and 120%.

For instance:

  • If you opt for our personal loan of N50,000 to be repaid over 12 months at an interest rate of 3% per month (equivalent to 36% APR), your total repayment would amount to N68,000 inclusive of N18,000 in interest.
  • Please note that at least one guarantor is required for the application process. Depending on the loan amount, additional documentation such as National Identification Number (NIN) and bank cheques may be requested to facilitate verification.

Despite these requirements, our loan application process remains hassle-free as you can complete it through our user-friendly mobile app.

Overview

A1Credit is a Freeware software in the category Business developed by A1 Capital Solution Limited.

The latest version of A1Credit is 1.3, released on 06/30/2024. It was initially added to our database on 06/30/2024.

A1Credit runs on the following operating systems: iOS.

Users of A1Credit gave it a rating of 4 out of 5 stars.

Pros

  • User-friendly interface that simplifies the credit application process.
  • Quick approval times for loan applications.
  • Flexible loan amounts to cater to various needs.
  • Comprehensive customer support available through multiple channels.
  • Robust security measures to protect user data and privacy.

Cons

  • Limited availability in certain regions or countries.
  • Higher interest rates compared to traditional lending institutions.
  • Fees for late payments or early loan repayment may apply.
  • Less emphasis on building long-term customer relationships due to automated processes.
  • Approval criteria might be stringent for users with lower credit scores.

Peter Salakani

Peter Salakani

I'm Peter, a software reviews author at UpdateStar and content specialist with a keen focus on usability and performance. With a background in both software development and content creation, I bring a unique perspective to evaluating and discussing general software topics. When I'm not reviewing software, I enjoy staying updated on the latest tech trends, experimenting with new applications, and finding innovative solutions to everyday tech challenges.

Latest Reviews by Peter Salakani

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